How about boycotting these companies who support the agenda of amnesty and educationing illegals and their famlies.

Many of these I already have or have notified and told them what I think. Toyota was the worst with their reply. I will never own a toyota.

I spoke to a mechanic I knew about getting a replacement engine but he said it wouldn’t be worth it as the car would never seem the same and I’d probably end up having to buy all sorts of new parts for it, by which time I may as well have bought another used car, which I’m planning to do.

Now, I’m not sure what I will do with the car now. Do I arrange for someone to pick it up to have it scrapped? What do I have to tell the DVLA? Just that the car’s outright broken? Also, what will happen with regards to the insurance? Will the company cancel the remainder of the policy or will I have to continue paying the ridiculous amount I am now for a car that no longer runs?

I know I’ve babbled, but today’s been pretty horrendous and I’m now extremely stressed so any advice would be awesome

1 – There are specific car recyclers that will pick the car up and pay you for the scrap. They are in the yellow pages and some advertise in local papers. They have to be licenced now.

2. The V5C (log book) has all the details on it of what to do when you sell it for scrap – make sure this is completed properly when it is picked up – do not be fobbed off with oh we will take care of that – make sure it is all done there and then

3. If you intend to have another car the policy can just be altered to suit that when you have got the details. If you are not having a new car then i will have to be cancelled. Do not expect to get money back and do expect to pay a cancellatio/admin fee.

You can’t insure my car, I can’t insure your car. You can’t buy a policy for a vehicle that you don’t own, or don’t lease for at least 6 months (and you might be asked to show a copy of the lease). Worse, "family member’s" policy doesn’t cover if they rent the motor home to someone else – that’s a business venture.

I’d strongly suspect that whoever was "covering" it before, didn’t have REAL coverage on it – if a claim had happened, everyone else would find out that the insurance company would DENY coverage.

I had my car towed to a transmission shop. They said I needed a new oil pan(transmission fluid pan, not motor oil). I got my car back that same day. The amount was $257. My deductible is $500.

Here’s my question. Since the amount I paid was less than my deductible and I paid out of pocket, will my insurance be affected at all? I have State Farm. Does it affect your rates just for **the mere fact you made a claim**? What about discounts? For example, the Accident Free discount. Would that be lost? If so, how long before those discounts are reinstated?

You would need to ask your agent how your rates would be effected.

Since there is not going to be a claim payout (the damage is less than your deductible)

However, since you have reported a claim….it could affect any loss free discount you had.

But your best source of information regarding your rates will be your agent.

If your insurance cover says "commuting to and from a place of work" then you are covered. This means basically that they will cover you if you drive to and from a place of work, regardless of when and how long you work.

If you need to use the car for work, then the policy would have read "travelling to and from a place of work as well as for travelling for work".

Once you have confirmed what you policy is for, then you will know if you are able to claim or not but to be honest, the fact that they have refused payment must mean that they have checked your policy and have therefore refused payment due to the correct coverage, or in your case, none coverage.

KD

* SEVENTH PLACE *

Kathleen Robertson of Austin ,
Texas was awarded $80,000 by a jury of her peers after breaking her ankle tripping over a toddler who was running inside a furniture store. The store owners were understandably surprised by the verdict, considering the running toddler was her own son.

Start scratching!

* SIXTH PLACE *

Carl Truman, 19, of Los Angeles , California won $74,000 plus medical expenses when his neighbor ran over his hand with a Honda Accord. Truman apparently didn’t notice there was someone at the wheel of the car when he was trying to steal his neighbor’s hubcaps.

Scratch some more…

* FIFTH PLACE *

Terrence Dickson, of Bristol , Pennsylvania , who was leaving a house he had just burglarized by way of the garage. Unfortunately for Dickson, the automatic garage door opener malfunctioned and he could not get the garage door to open. Worse, he couldn’t re-enter the house because the door connecting the garage to the house locked when Dickson pulled it shut. Forced to sit for eight, count ‘em, EIGHT days and survive on a case of Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance company claiming undue mental Anguish. Amazingly, the jury said the insurance company must pay Dickson $500,000 for his anguish. We should all have this kind of anguish. Keep scratching. There are more…..

Double hand scratching after this one..

* FOURTH PLACE *

Jerry Williams, of Little Rock, Arkansas, garnered 4th Place in the Stella’s when he was awarded $14,500 plus medical expenses after being bitten on the butt by his next door neighbor’s beagle – even though the beagle was on a chain in its owner’s fenced yard. Williams did not get as much as he asked for because the jury believed the beagle might have been provoked at the time of the butt bite because Williams had climbed over the fence into the yard and repeatedly shot the dog with a pellet gun.

Pick a new spot to scratch, you’re getting a bald spot..

* THIRD PLACE *

Amber Carson of Lancaster , Pennsylvania because a jury ordered a Philadelphia restaurant to pay her $113,500 after she slipped on a spilled soft drink and broke her tailbone. The reason the soft drink was on the floor: Ms. Carson had thrown it at her boyfriend 30 seconds earlier during an argument. What ever happened to people being responsible for their own actions?

Only two more so ease up on the scratching….

*SECOND PLACE*

Kara Walton, of Claymont , Delaware sued the owner of a night club in a nearby city because she fell from the bathroom window to the floor, knocking out her two front teeth. Even though Ms. Walton was trying to sneak through the ladies room window to avoid paying the $3.50 cover charge, the jury said the night club had to pay her $12,000 …. oh, yeah, plus dental expenses. Go figure.

Ok. Here we go!!

* FIRST PLACE *

This year’s runaway First Place Stella Award winner was: Mrs. Merv Grazinski, of Oklahoma City , Oklahoma , who purchased new 32-foot Winnebago motor home. On her first trip home, from an OU football game, having driven on to the free-way, she set the cruise control at 70 mph and calmly left the driver’s seat to go to the back of the Winnebago to make herself a sandwich. Not surprisingly, the motor home left the freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski sued Winnebago for not putting in the owner’s manual that she couldn’t actually leave the driver’s seat while the cruise control was set. The Oklahoma jury awarded her, are you sitting down?
$1,750,000 PLUS a new motor home. Winnebago actually changed their manuals as a result of this suit, just in case Mrs. Grazinski has any relatives who might also buy a motor home.

Are we, as a society, getting more stupid…..

or are more members of Congress serving on juries these days?

The only ones that appear to maybe be true are the burglar and the toddler

* SEVENTH PLACE *

Kathleen Robertson of Austin ,
Texas was awarded $80,000 by a jury of her peers after breaking her ankle tripping over a toddler who was running inside a furniture store. The store owners were understandably surprised by the verdict, considering the running toddler was her own son.

Start scratching!

* SIXTH PLACE *

Carl Truman, 19, of Los Angeles , California won $74,000 plus medical expenses when his neighbor ran over his hand with a Honda Accord. Truman apparently didn’t notice there was someone at the wheel of the car when he was trying to steal his neighbor’s hubcaps.

Scratch some more…

* FIFTH PLACE *

Terrence Dickson, of Bristol , Pennsylvania , who was leaving a house he had just burglarized by way of the garage. Unfortunately for Dickson, the automatic garage door opener malfunctioned and he could not get the garage door to open. Worse, he couldn’t re-enter the house because the door connecting the garage to the house locked when Dickson pulled it shut. Forced to sit for eight, count ‘em, EIGHT days and survive on a case of Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance company claiming undue mental Anguish. Amazingly, the jury said the insurance company must pay Dickson $500,000 for his anguish. We should all have this kind of anguish. Keep scratching. There are more…..

Double hand scratching after this one..

* FOURTH PLACE *

Jerry Williams, of Little Rock, Arkansas, garnered 4th Place in the Stella’s when he was awarded $14,500 plus medical expenses after being bitten on the butt by his next door neighbor’s beagle – even though the beagle was on a chain in its owner’s fenced yard. Williams did not get as much as he asked for because the jury believed the beagle might have been provoked at the time of the butt bite because Williams had climbed over the fence into the yard and repeatedly shot the dog with a pellet gun.

Pick a new spot to scratch, you’re getting a bald spot..

* THIRD PLACE *

Amber Carson of Lancaster , Pennsylvania because a jury ordered a Philadelphia restaurant to pay her $113,500 after she slipped on a spilled soft drink and broke her tailbone. The reason the soft drink was on the floor: Ms. Carson had thrown it at her boyfriend 30 seconds earlier during an argument. What ever happened to people being responsible for their own actions?

Only two more so ease up on the scratching….

*SECOND PLACE*

Kara Walton, of Claymont , Delaware sued the owner of a night club in a nearby city because she fell from the bathroom window to the floor, knocking out her two front teeth. Even though Ms. Walton was trying to sneak through the ladies room window to avoid paying the $3.50 cover charge, the jury said the night club had to pay her $12,000 …. oh, yeah, plus dental expenses. Go figure.

Ok. Here we go!!

* FIRST PLACE *

This year’s runaway First Place Stella Award winner was: Mrs. Merv Grazinski, of Oklahoma City , Oklahoma , who purchased new 32-foot Winnebago motor home. On her first trip home, from an OU football game, having driven on to the free-way, she set the cruise control at 70 mph and calmly left the driver’s seat to go to the back of the Winnebago to make herself a sandwich. Not surprisingly, the motor home left the freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski sued Winnebago for not putting in the owner’s manual that she couldn’t actually leave the driver’s seat while the cruise control was set. The Oklahoma jury awarded her, are you sitting down?
$1,750,000 PLUS a new motor home. Winnebago actually changed their manuals as a result of this suit, just in case Mrs. Grazinski has any relatives who might also buy a motor home.

Are we, as a society, getting more stupid…..

or are more members of Congress serving on juries these days?

The only ones that appear to maybe be true are the burglar and the toddler

It’s time again for the annual ‘Stella Awards’! For those unfamiliar
with these awards, they are named after 81-year-old Stella Liebeck, who spilled hot coffee on herself and successfully sued the McDonald’s in New Mexico where she purchased coffee. You remember, she took the lid off the coffee and put it between her knees while she was driving. Who would ever think one could get burned doing that, right?

That’s right; these are awards for the most outlandish lawsuits and verdicts in the U.S. You know, the kinds of cases that make you scratch your head. So keep your head scratcher handy. Here are the Stella’s for the past year:

* SEVENTH PLACE*

Kathleen Robertson of Austin , Texas was awarded $80,000 by a jury of her peers after breaking her ankle tripping over a toddler who was
running inside a furniture store. The store owners were understandably surprised by the verdict, considering the running toddler was her own son.

Start scratching!

* SIXTH PLACE *

Carl Truman, 19, of Los Angele’s , California won $74,000 plus medical
expenses when his neighbor ran over his hand with a Honda Accord. Truman apparently didn’t notice there was someone at the wheel of the car when he was trying to steal his neighbor’s hubcaps. Scratch some more…

* FIFTH PLACE *

Goes to Terrence Dickson, of Bristol , Pennsylvania , who was leaving a house he had just burglarized by way of the garage. Unfortunately for Dickson, the automatic garage door opener malfunctioned and he could not get the garage door to open. Worse, he couldn’t re-enter the house, because the door connecting the garage to the house locked when Dickson pulled it shut. Forced to sit for eight, count ‘em, EIGHT days, and survive on a case of Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance company, claiming undue mental anguish. Amazingly, the jury said the insurance company must pay Dickson $500,000 for his anguish. We should all have this kind of anguish. Keep scratching. There are more. Double hand scratching after this one..

* FOURTH PLACE *

Jerry Williams, of Little Rock, Arkansas, garnered 4th Place in the
Stella’s when he was awarded $14,500 plus medical expenses after being bitten on the butt by his next door neighbor’s beagle – even though the beagle was on a chain in its owner’s fenced yard. Williams did not get as much as he asked for, because the jury believed the beagle might have been provoked at the time of the butt bite, because Williams had climbed over the fence into the yard and repeatedly shot the dog with a pellet gun. Pick a new spot to scratch, you’re getting a bald spot..

* THIRD PLACE *

Amber Carson of Lancaster, Pennsylvania wins, because a jury ordered a Philadelphia restaurant to pay her $113,500 after she slipped on a spilled soft drink and broke her tailbone. The reason the soft drink was on the floor: Ms .. Carson had thrown it at her boyfriend 30 seconds earlier during an argument. What ever happened to people being responsible for their own actions? Only two more, so ease up on the scratching….

*SECOND PLACE*

Kara Walton, of Claymont , Delaware sued the owner of a night club in a nearby city because she fell from the bathroom window to the floor, knocking out her two front teeth. Even though Ms. Walton was trying to sneak through the ladies room window to avoid paying the $3.50 cover charge, the jury said the night club had to pay her $12,000….oh, yeah, plus dental expenses. Go figure.

OK. Here we go!!!!!
* FIRST PLACE

This year’s runaway First Place Stella Award winner was: Mrs.. Merv
Grazinski, of Oklahoma City, Oklahoma, who purchased a new 32-foot
Winnebago motor home. On her first trip home, from an OU football game, having driven on to the freeway, she set the cruise control at 70 mph and calmly left the driver’s seat to go to the back 20′ of the Winnebago to make herself a sandwich. Not surprisingly, the motor home left the freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski sued Winnebago for not putting in the owner’s manual that she couldn’t actually leave the driver’s seat while the cruise control was set. The Oklahoma jury awarded her, are you sitting down?

$1,750,000 PLUS a new motor home. Winnebago actually changed their manuals as a result of this suit, just in case Mrs. Grazinski has any relatives who might also buy a motor home.

The best thing about the USA is you can do something stupid and sue someone else for it.