Need to buy my first car but can’t buy insurance before seeing the car, what do I do? Please help…?
Filed under: motor home insurance

I did some check online, seems you have to have a vehicle before you can buy motor insurance. But I haven’t decided which car I am going to buy. Say if I meet a private seller and I want to buy his car, how could I drive it home? Should I go find a internet cafe and purchase car insurance right then?

If you see a car either private or garage, take the details down, Reg, Make, Model, Engine size/type and tell the seller you will have to check out insurance costs.
If you really want to buy the car, tell the seller, you want the car and could they bring the car home for you.
Failing that, get a mate with valid car insurance which "allows them to drive any motor vehicle, not owned by them, with the owners consent".
They could drive it home until you obtain insurance, but ensure the car is taxed AND has a valid MOT.
The wise thing to do would be to buy the car from a dealer, have them hold it for you for a few days until you obtain insurance. Most dealers will usually hold the car for a few days for a safety check and to verify your details anyway.

admin @ 7:52 pm

6 Comments for 'Need to buy my first car but can’t buy insurance before seeing the car, what do I do? Please help…?'

  1.  
    qob
    October 27, 2009 | 12:57 am
     

    i know that most people who are fully comp have the option to drive ANY car and be covered, thats worth looking into.
    References :

  2.  
    The Eagle Keeper
    October 27, 2009 | 1:16 am
     

    After you see and approve the car you wish to buy, leave a deposit with the seller & go obtain the insurance n’ registration before you drive it home. If you have an accident while on the way home, how would it be covered? That is why you need this before you drive the car home. Yes buying insurance via the net is acceptable provided it’s a well established company.
    References :

  3.  
    davymac7
    October 27, 2009 | 2:06 am
     

    If you see a car either private or garage, take the details down, Reg, Make, Model, Engine size/type and tell the seller you will have to check out insurance costs.
    If you really want to buy the car, tell the seller, you want the car and could they bring the car home for you.
    Failing that, get a mate with valid car insurance which "allows them to drive any motor vehicle, not owned by them, with the owners consent".
    They could drive it home until you obtain insurance, but ensure the car is taxed AND has a valid MOT.
    The wise thing to do would be to buy the car from a dealer, have them hold it for you for a few days until you obtain insurance. Most dealers will usually hold the car for a few days for a safety check and to verify your details anyway.
    References :

  4.  
    Bruno T
    October 27, 2009 | 2:50 am
     

    When I go looking for replacement automobile insurance is a quite simple way to save on car expenses. You can get a simple quote online they most often give you lots of prices.

    I tell my friends about http://www.InsureAutoNow.info
    References :

  5.  
    bbt91945
    October 27, 2009 | 3:21 am
     

    You can call the insurance company when you have decided on the car you want to buy, before you hand over the money. If you are driving a vehicle under your parents name call that insurance company. You can usually get car insurance over the phone in less than 30 minutes.
    References :

  6.  
    Jolie D
    October 27, 2009 | 3:36 am
     

    freelzy, There are lots of sites where you can get an online quote. http://www.goodonlinedeals.com/Auto-Insurance.html It only takes roughly 10 minutes to do.
    References :

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