Comments on: what is loss of service as compared to a loss of use cover under a liability insurance policy? http://motorhomes.aretheway.com/what-is-loss-of-service-as-compared-to-a-loss-of-use-cover-under-a-liability-insurance-policy/ Motor Homes Are The Way Tue, 04 May 2010 17:39:59 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: lucy http://motorhomes.aretheway.com/what-is-loss-of-service-as-compared-to-a-loss-of-use-cover-under-a-liability-insurance-policy/#comment-2444 lucy Fri, 31 Jul 2009 07:49:59 +0000 http://motorhomes.aretheway.com/motor-home-insurance/what-is-loss-of-service-as-compared-to-a-loss-of-use-cover-under-a-liability-insurance-policy#comment-2444 as a rule, loss of use is when your car is in the shop for repairs and you then have no car to drive. they would owe to put you in a rental car so you could go to work, grocery store etc. but the other poster advice of $25 is wrong. most likely if you do not rent a car, they will give you around $10 to $15 per day expenses for using a family/friends car or for using alternate services. the reason for the lower amount is that a rental shop has administrative expenses; ie salary, utilites etc. also; depending on the state where you live, you might be eligible for a bodily injury settlement. this would include reimbursement of any medical bills, RX etc plus what they call pain/suffering. if you were unable to work, they would owe you your loss earnings. but you would have to show proof of your earnings; ie; paycheck. you state home for 4 days recuperating. also you will need a doctors excuse stating you were unable to do your job. many people are off weeks, when they could work thinking the insurance company will reimburse, but unless a doctor states unable to work, most adjusters will not consider. good luck<br><b>References : </b><br>auto adjuster as a rule, loss of use is when your car is in the shop for repairs and you then have no car to drive. they would owe to put you in a rental car so you could go to work, grocery store etc.

but the other poster advice of $25 is wrong. most likely if you do not rent a car, they will give you around $10 to $15 per day expenses for using a family/friends car or for using alternate services. the reason for the lower amount is that a rental shop has administrative expenses; ie salary, utilites etc.

also; depending on the state where you live, you might be eligible for a bodily injury settlement. this would include reimbursement of any medical bills, RX etc plus what they call pain/suffering. if you were unable to work, they would owe you your loss earnings. but you would have to show proof of your earnings; ie; paycheck. you state home for 4 days recuperating. also you will need a doctors excuse stating you were unable to do your job. many people are off weeks, when they could work thinking the insurance company will reimburse, but unless a doctor states unable to work, most adjusters will not consider.

good luck
References :
auto adjuster

]]> By: mbrcatz http://motorhomes.aretheway.com/what-is-loss-of-service-as-compared-to-a-loss-of-use-cover-under-a-liability-insurance-policy/#comment-2443 mbrcatz Fri, 31 Jul 2009 07:03:59 +0000 http://motorhomes.aretheway.com/motor-home-insurance/what-is-loss-of-service-as-compared-to-a-loss-of-use-cover-under-a-liability-insurance-policy#comment-2443 With regards to a car, loss of service and loss of use are the same thing. Likely, their auto insurance will only pay you up to $25 a day for your expenses - you'll have to provide them receipts for your commuting, assuming you took a bus. They'll reimburse you what you paid.<br><b>References : </b><br> With regards to a car, loss of service and loss of use are the same thing. Likely, their auto insurance will only pay you up to $25 a day for your expenses – you’ll have to provide them receipts for your commuting, assuming you took a bus. They’ll reimburse you what you paid.
References :

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